Regarding previous point that one can not always assume that the geographic location renders preference in how business is conducted or how they may be treated. First point is that this is realistic for a global company and that AIG needs to operate in a collaborative way globally. Still sometimes this is limiting to the interaction one may be accustom too. For example in a US professional environment one may be more straight forward and to the point if the point is understood to be valid and not improper in any way. In the US when done of course in the right professional manner, those accustom to this style find that it can be more productive, empowering of the individuals or team involved because there is immediate execution of an assessment, or idea being shared. In an international environment there are more shades of grey, variations in culture that may effect understanding for example of equality, gender issues, and not always being able to be straight forward when one is accustom to such, needs to be consciously considered. Other means may be more acceptable in this multi-culture environment and therefore more productive in such. One can identify a breakdown in understanding differences in culture to be more than just country. Culture can be more of a breakdown like country, territory, religion, language and how that culture interprets, represents, views different things.