Uncertainty Rules - the Fire, Aim, Ready Approach - Underwriter AIG Employee Review

3.0
May 29, 2014
Recommend
CEO approval
Business Outlook

Pros

Excellent insurance benefits, 6% 401k match, pension, paid parking, work from home- though this is very dependent on your manager, mostly intelligent, nice people who care about doing a good job, name recognition. Exposure to a variety of accounts of all sizes- you won't be bored.

Cons

Cost cutting measures have decreased staff and constant changes with no clear direction of the end game is causing FUD (fear, uncertainty and doubt ) in the field. FUD is resulting in resignations of high performing staff who were not RIF'd further increasing workload for those left to sweatshop status. To keep up with the increased workload demands, you will need to work on your pto days because there is not anyone to back you up. Remaining managers are unsympathetic to their new reports workload demands as they have no experience with the particular department they now manage (nor any authority for it) and can't step in to help and won't consider suggestions to boost morale. RIF's were primarily people who made the most money not based on rating, experience or results. Analytics rule the day- expect to spend much of the underwriting process in several different "data capture" processes.

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5.0
Apr 19, 2026
Recommend
CEO approval
Business Outlook

Pros

great work life balance and great people

Cons

Slow career advancement vs. other firms

3.0
Jun 22, 2026
Recommend
CEO approval
Business Outlook

Pros

AIG pays well. Pretty good benefits package & bonus structure.

Cons

The work is wild at AIG! Also, there are ALOT of people at AIG so, everybody has to weigh in on everything you do...keeping you bottlenecked in your work flow. AIG is not the place for a brand new, entry level adjuster breaking into the commercial space and they pretty much only hire experienced people HOWEVER, it does not matter-management will not trust your experience therefore, there is little to no autonomy! You will find yourself touching the same thing 3 or 4 times because your always waiting on permission or someone else's opinion on something, etc. You got to get permission to send for conflict check, got to get an opinion to answer a demand, a tender, an ROR ltr. .. they pounce on defense counsel's hourly rate to be cheap with them which makes them work w/less efficiency...dragging the claim out so they can get their billable hours. You will work your fingers to the bone for that good pay & you will be frustrated and exhausted, ALL THE TIME!...The environment is pretty stuffy w/a very high stress level, (especially with long time AIG employees who definitely drink the "kool-aid" and think they are hot stuff). They will keep you in dumb meetings on your claims all the time presenting your claims with everyone scared to make a decision plus, they never want to pay the claims, they are cheap as hell. They will make you have to scramble at a mediation to get more money even though you told them what you needed when they forced you to present the same claim to 3 different people before the mediation date. To me, management are glorified overseers who still handles the claim...they just tell you what to do or, they come behind you and second guess everything. And, they are trying to enforce 3 days in-office a week (which is hell for ATL traffic) plus, it's crowded on the elevator (which seems to get stuck more often than what I am comfortable with) and trying to find a desk when everyone decides to come in at the same time. It's a good temporary move....if you need the advanced commercial experience and/or want to reset your pay...stay for 1-2 yrs then, go somewhere else with work from home and a little more professional autonomy.

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